The Real Reason Your New Construction Home Needs Title Insurance
Quick Answer: Yes. New construction homes carry title risks that used homes don’t — mainly unpaid contractor and subcontractor liens, which can attach to your property even after closing. Virginia law gives these “mechanic’s liens” special priority, so a homeowner’s title insurance policy is the only protection that follows you (and your heirs) for as long as you own the home.
 This article has been combined into our complete guide on title problems that can delay a closing.
👉 Read it here: Common Title Issues That Can Delay Closing (and How to Resolve Them) You'll find how recording errors happen, how to correct them with the county clerk, when a quiet title action is needed, and how title insurance protects you.  This Article Has Been Updated. We've combined this post with our most current guide to owner's title insurance, with more complete and up-to-date information on what it covers, what it costs in Virginia, and whether you need it.
Read the updated guide: Do You Need Owner's Title Insurance? What It Covers, What It Costs, and Why It Matters Questions about owner's title insurance? Get in touch our Staunton, VA office or visit lillytitle.com to learn more about our homeowner title services.  This article has been updated. Please see our new in-depth post, "Do I Really Need Owner's Title Insurance" (Updated).
Got questions about closing on a new home? Reach out: 540-414-8763 |
Tammy LillyLilly Title & Settlement wants you to be an empowered home buyer!
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