When you buy or sell a home, one of the most important questions you can ask is: what does a title company actually do?
What Does a Title Company Do in Virginia? A Simple Guide for Home Buyers & Sellers (Updated)7/6/2026
Quick Answer: You can technically sell property in Virginia without a title company if the buyer is paying cash and no lender is involved.
But in practice, most Virginia real estate transactions require a title company, either because the buyer's lender mandates it or because going without one exposes both buyer and seller to serious legal and financial risk. The question isn't really CAN you skip it. It's why would you? Why Do I Need a Title Company Instead of Just an Attorney, Agent, or Closing Agent? (Updated)1/12/2026
How to Know Which Avenue Is Right for You in a Virginia Closing
Quick Answer: In Virginia, you're never locked into just one option for your closing. Title and settlement companies, like Lilly Title & Settlement, can handle your title search, title insurance, and closing services all under one roof, while attorneys, real estate agents, and standalone closing agents each play a narrower, specific role. Here's exactly what each one does, so you can build the right closing team for your transaction.
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Tammy LillyLilly Title & Settlement wants you to be an empowered home buyer!
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