Lilly Title & Settlement

7 Home Buying Mistakes to Avoid

11/20/2023

You LOVE the house! You’re sure it’s the one, and you’ve gotten mortgage pre-approval. What should you do next? The first thing you should do is slow down.

Many bad investments have been made because a buyer “fell in love” with a home. We’re not saying that you shouldn’t get excited, but what we are saying is to do a deep dive on your research first.

It will save you years and years of heartache just in case the house you first loved becomes a money pit.

Here are 7 tried-and-true strategies to keep home buyers from making a costly mistake.

5 Great Reasons to Get Mortgage Pre-Approval

10/20/2023

Let’s say you want to get some ice cream. Which would you choose? Someone who said they had some for sale but had no ice cream shop? Or, someone with an ice cream shop ready to sell you a sweet treat?

The answer is obvious. You choose the one who has the ice cream ready to sell. Getting mortgage pre-approval is a lot like that.

How Technology is Transforming Title Search (It’s Faster!)

9/14/2023

You probably don’t think much about title search. Why would you? But in our world, title research is integral to our business. It’s the process of researching property titles and determining real estate ownership so that one property can transfer ownership to another.

Lender Title Insurance and Refinancing: Why Its Required

8/10/2023

Lender Title Insurance and Refinancing: Why Its Required

You’ve made the decision to refinance your mortgage. There’s only one thing you didn’t expect. Your mortgage company is requiring lender title insurance…again.

As you know, when you purchase a home, every lender wants to protect their investment. That’s why they require you to purchase lender title insurance at closing.

Homeowner title insurance, on the other hand, is optional. Here at Lilly Title & Settlement, we strongly encourage buyers to protect the largest investment they will most likely ever make. It just makes sense. Even your lender thinks so. That's why they require you to purchase it for them--to protect their investment.

But now, you want to refinance, and your lender is requiring lender's title insurance again. Why? Let’s take a look at some of the most frequently asked questions about refinancing and lender’s title insurance.

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What Our Clients Are Saying

Great place to do your home buying with. Tammy knows what she is doing. Carol Ashman

The crew at Lilly Title and Settlement are the best! When they handle a settlement I never have to worry. I never have to ask about the status of a closing because they send me weekly updates and if there is anything I need to know in the meanwhile, they contact me right away. As a busy Realtor that's extremely important. Their knowledge and years of experience are simply unbeatable. In all the years I have worked with them, I have not seen a mistake. Tammy Lilly is meticulous in making sure every document is checked and double checked before it leaves her office. I always trust Lilly Title to operate with total integrity and to always have a positive "can do" attitude! Ed Davis, Realtor

7 Home Buying Mistakes to Avoid

5 Great Reasons to Get Mortgage Pre-Approval

How Technology is Transforming Title Search (It’s Faster!)

Lender Title Insurance and Refinancing: Why Its Required

Lender Title Insurance and Refinancing: Why Its Required

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