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Mortgage Payoff in 3 Years?

4/27/2017

Is it possible to pay off your mortgage in 3 years, especially if you live in Waynesboro, VA or Staunton, VA?

Well, if Sean Cooper of Toronto, Canada can do it, why can't you? Oh, and did I mention he's only 30 years old?

Sean has excellent advice for homebuyers who aren't interested in paying a mortgage for 20 or 30 years. If that's you, listen to the sage advice he offers.

Home Buying, Staunton, VA

4/5/2017

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Buying A Home: 7 Ways To Save For Your Dream Home

What’s the biggest investment you’ll ever make? Buying a home.

The whole process of buying a home can be exciting, but it’s mostly nerve-wracking! That’s why saving money for a big down payment is important. It helps the buying process go more smoothly.

Real estate professionals and financial planners routinely recommend a down payment of 20% of the total investment of the prospective home.

But, if you’re just starting out, 20% may not be realistic.

That’s where’s private mortgage insurance, PMI, comes into play. So how much does PMI cost? Good question. The answer depends on a host of variables. However, it’s generally between 0.3% and 1.5% of the loan amount.

And yes, carrying PMI does cost you more. That’s why real estate professionals encourage 20% down.

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What Our Clients Are Saying

Great place to do your home buying with. Tammy knows what she is doing. Carol Ashman

The crew at Lilly Title and Settlement are the best! When they handle a settlement I never have to worry. I never have to ask about the status of a closing because they send me weekly updates and if there is anything I need to know in the meanwhile, they contact me right away. As a busy Realtor that's extremely important. Their knowledge and years of experience are simply unbeatable. In all the years I have worked with them, I have not seen a mistake. Tammy Lilly is meticulous in making sure every document is checked and double checked before it leaves her office. I always trust Lilly Title to operate with total integrity and to always have a positive "can do" attitude! Ed Davis, Realtor

Mortgage Payoff in 3 Years?

Home Buying, Staunton, VA

Buying A Home: 7 Ways To Save For Your Dream Home

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